Hippo Homeowners Insurance Review

Hippo insurance is the best insurance company for Homeowners that you can get a quote in minutes.

Hippo Insurance And Who They Are

Hippo is an American property insurance company based in Palo Alto, California.

Hippo offers homeowner’s insurance that covers the homes and possessions of the insurance holder as well as liability from accidents happening in the insured property.

They use AI and big data to aggregate and analyze property information. The company sells insurance policies directly to customers and through independent insurance brokers.

Hippo insurance is an excellent choice for most people’s home insurance needs. Hippo home insurance combines low rates with great coverage which is something that is not common with other homeowners insurance providers.

What Hippo Insurance Covers

With hippo Insurance which covers mainly for homeowners and allows them to save up to 20% and get an instant quote.

  1. Computer + Home Offices

Hippo Insurance gives 4x higher coverage limits than traditional policies for computers and home office equipment.

  1. Appliances + Electronics

Hippo Insurance Enhanced coverage to repair or replace anything that uses electric power, such as appliances, HVAC equipment, water heaters, TVs and more.

  1. Smart Home Upgrade

Devices and alerts to help you prevent small issues from becoming big headaches.

  1. House Cleaners And Sitter’s

Includes coverage for house cleaners, babysitters and the other essential folks who help you run your home.

  1. Water Backup

Coverage for water backup and overflow from drains and sewers.

  1. Service Line Coverage

Hippo Insurance Enhanced protection for the gas, water and sewer connections between your house and the street in case of an accident or wear and tear.

  1. Enhance Rebuilding Coverage

Hippo Insurance offers 25% increase in home coverage to rebuild in case of labor or material pricing surges that can take place after a catastrophic event.

  1. Full Replacement Costs

Hippo Insurance Coverage is to replace an item’s cost today, not based on the depreciated value.

  1. Local Ordinary Changes

Hippo Coverage for increased costs due to changes in local ordinances and laws.

Why Hippo Insurance?

  1. No headaches

Hippo Insurance can help you care for your home and prevent small issues from becoming expensive headaches. Your home insurance policy with hippo Insurance comes with a complimentary smart home monitoring system and a discount on your premium for protecting your home against common risks like fire, water damage and theft.* Because a smarter home is a safer home, don’t you agree? Yes.

  1. Save Time And Money

Hippo streamlined everything and made it modern. Which means they can save you time and money.

  1. 60 Seconds Quote

Get a quote in less than a minute. Then purchase a policy online in as little as 5 minutes.

  1. Save Up to 25% On Your Premium

By modernizing home insurance to fit today’s lifestyles, Hippo can pass along the savings to you.

What Gets Insured With Hippo Insurance?

1. Hippo Home Care Insurance

Hippo Home Care virtually connects homeowners who have questions or concerns about their home with trusted Home Pros for immediate guidance, quick fixes, and more.

You can get support via phone, video, or email. One of their trusted Home Care Experts will work with you to identify and troubleshoot the issue, so you only book in-home services when you actually need them.

They are there to help with virtual support for any part of your home—from bathroom concerns to outdoor upkeep and everything in between.

How Much Does It Cost?

Hippo Home Care is free for Hippo Insurance customers to use. They are there to help with your home maintenance needs, and connecting with a Home Care Expert won’t cost you anything.

Where To Get Hippo Home Insurance

They are available wherever your smartphone goes within the United States—so you can access expert guidance at your convenience, via phone, video, or email.

What Makes Hippo Insurance Better?

  1. All your questions and concerns are handled by the most caring Customer Support team, whether by phone, chat or email. You can contact Hippo Insurance at 1-800-585-0705
  2. They are committed to be here for you with the most reliable, caring and prompt response possible. A dedicated claims concierge will be with you every step of the way.
  3. You can switch insurers at any time, for any reason. Hippo Insurance will help you get your paperwork started and any refund sent directly to you. It’s that easy.

Hippo offers policies that are supported by carriers A-rated by A.M. Best, the industry standard.

These carriers are backed by reinsurers with a collective 700+ years of experience and combined $200 billion in assets.

Bottom Line

Hippo Insurance Services (“Hippo”) is a general agent for affiliated and non-affiliated insurance companies.

Hippo is licensed as a property casualty insurance agency in all states in which products are offered. Availability and qualification for coverage, terms, rates and discounts may vary by jurisdiction.

Hippo do not in any way imply that the materials on the site or products are available in jurisdictions in which they are not licensed to do business or that they are soliciting business in any such jurisdiction.

Any estimated premium savings are based on comparisons of state rates of Hippo’s prices to average industry prices.

Coverage under your insurance policy is subject to the terms and conditions of that policy and is ultimately the decision of the buyer.